Get F-You Money
Do you want to have a little f-you money? Of course you do, who doesn’t? The goal of an urban beardsman is to achieve freedom and independence, and in today’s video, we’re talking about having some extra cash saved up that allows you to do what you want. And while a lot of people might think that in order to have f-you money, you have to make a ton, that’s actually not true – the first step to financial freedom is all about eliminating debt. Pay off the credit cards, student loans, your car, and whatever other debts you may have – this drastically reduces monthly living costs.
Step two is all about living within your means. Spending more than you are earning is a surefire way to get yourself jammed up in debt, and dug into a financial hole you won’t be able to get out of.
Step three comes down to your savings. You’ve got to calculate your monthly living expenses – things like groceries, rent, utilities, and things of that nature – and ensure you’re putting enough money away to handle your responsibilities and still have enough money left over to enjoy yourself a bit.
Check out the video above to hear Eric talk more about each of these steps, and get on the road to financial freedom!
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